The “In-Between” ~ An Explanation of how so many people ages 38-55 don’t have enough money saved for retirement
Baby Boomer <HERE IS WHERE WE ARE> Millennial
I’m not a baby boomer with a defined, livable pension fund and I’m not a millennial forced to become close friends with “necessity is the mother of invention” and a solvable problem.
My retirement roadmap shifted like a tectonic plate through the years with no clear definition of where it was going to settle. My age group didn’t know there was a problem. Someone was switching the stage sets while we weren’t looking.
Historical Aside (if you’re interested)
When I graduated from the kid’s table, the adults said, “Pension!”
And then this happened ~
Phase Out
Then this happened ~
The rise of the 401k
The hard and fast rules of retirement planning incrementally changed during my mid-20’s to mid-30’s. By my late 30’s, I realized I was way behind in the retirement game.
And all the while, this ~
College tuition skyrocketed
And this happened~
Are you relating to this scenario? I bet you are. Too many people are.
If you are between the ages of 38-55, this blog is for you.