Step Away from Black Friday

Hey, You! This Friday. Before you step out to your car or bus or train...Stop for a second.  Ask Yourself... Do I need it? Do they need it? Is what I think I need worth fighting the traffic?Is it worth driving all over parking lots or up and down streets searching for a parking spot?Is … Continue reading Step Away from Black Friday

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Bye, Bye Secret Elitist Club for Boys!

I surprised myself and downloaded the Bloomberg news app a few months ago. In the past decade, I only paid real attention to money when I wanted to travel. I saved my mileage reimbursement checks from my job and I hacked credit cards as a means to an end. (Travel hacking tips and techniques coming … Continue reading Bye, Bye Secret Elitist Club for Boys!

Brush with the Dalai Lama

My younger self read a book called, "The Tibetan Book of the Dead".  At the time, I was interested in reincarnation and death, (Whatever. Isn't everyone curious about how we are going to exit?) so I hunted the book down and sat in my room and read it. It was a grueling slog of a … Continue reading Brush with the Dalai Lama

Yeah, Ally! Thanks

I woke up to a notification that my online savings bank, Ally, increased their APY (Annual Percentage Yield) from 1.8% to 2.0%. Ya'll, that's good for a savings account.  One key action to achieving financial independence is an emergency fund. If you are anything like me, you have a back up credit card sitting in … Continue reading Yeah, Ally! Thanks

Marrying Myself

November 15, 2018 (maybe the 16th...it's late or early) "You complete me" are three powerful words that countless people hang their hopes on. And it couldn't be more off-base in regards to relationship/partnership. Nothing external will make me whole or complete. No partner, no marriage, no work and no material things. It took me decades … Continue reading Marrying Myself

In-Between

The "In-Between" ~ An Explanation of how so many people ages 38-55 don't have enough money saved for retirement Baby Boomer  <HERE IS WHERE WE ARE> Millennial I'm not a baby boomer with a defined, livable pension fund and I'm not a millennial forced to become close friends with "necessity is the mother of invention" … Continue reading In-Between

Better off than I thought

November 13, 2018 Jees, after researching the percentage of women who are financially devastated after divorce and shuffling through some case studies, I'm almost embarrassed to admit that I'm not doing so bad after all. According to a report by a group of sociologists from Bowling Green, "27% of divorced, older women live in poverty, … Continue reading Better off than I thought