Marrying Myself

November 15, 2018 (maybe the 16th…it’s late or early)

“You complete me” are three powerful words that countless people hang their hopes on. And it couldn’t be more off-base in regards to relationship/partnership.

Nothing external will make me whole or complete. No partner, no marriage, no work and no material things. It took me decades to understand this.

I meet myself where I am. For better or for worse. I already am whole and in a committed relationship with myself.

I agree to stay with me, no matter what and I forgive myself for my mistakes. The authentic me.

I am re-learning how to sit with myself and how to enjoy my time with me. I will love myself the way I would want someone else to love me.

My job is to light up my little corner of the world. I am my own soulmate.

Big day tomorrow! Slow and steady. Slow and steady path to freedom.



The “In-Between” ~ An Explanation of how so many people ages 38-55 don’t have enough money saved for retirement
Baby Boomer  <HERE IS WHERE WE ARE> Millennial

I’m not a baby boomer with a defined, livable pension fund and I’m not a millennial forced to become close friends with “necessity is the mother of invention” and a solvable problem.

My retirement roadmap shifted like a tectonic plate through the years with no clear definition of where it was going to settle. My age group didn’t know there was a problem.  Someone was switching the stage sets while we weren’t looking.

Historical Aside (if you’re interested)

When I  graduated from the kid’s table, the adults said, “Pension!”

And then this happened ~


Phase Out

Then this happened ~


The rise of the 401k

The hard and fast rules of retirement planning incrementally changed during my mid-20’s to mid-30’s. By my late 30’s, I realized I was way behind in the retirement game.

And all the while, this ~


College tuition skyrocketed

And this happened~


Are you relating to this scenario? I bet you are. Too many people are.

If you are between the ages of 38-55, this blog is for you.


Better off than I thought

November 13, 2018

Jees, after researching the percentage of women who are financially devastated after divorce and shuffling through some case studies, I’m almost embarrassed to admit that I’m not doing so bad after all.

According to a report by a group of sociologists from Bowling Green, “27% of divorced, older women live in poverty, compared to 11% of divorced men in that age group.”

That’s a staggering number and I’m not surprised either. Our violent anti-female societal structure almost ensures women will languish without a male partner.

After I read that depressing nugget of info, I checked the federal poverty levels to assess if I live in poverty and I got even more depressed. Not because of my take home income (which sucks), but because there are people who live at or below these appalling levels.

An individual is considered in poverty if their income is $16,460. In my work, I see too many women barely getting to the next day. The hustle is real.

After completing the nauseating comparisons, I’m happy to report that my financial future is not bleak and is on a sunny trajectory to success. I hope. I think. I don’t want to jinx myself.

How did I begin positioning myself as a single, female with the goal of financial independence?

Well, I have a story for you.


(Check back tomorrow)

Shades of Eat, Pray, Love

November 12, 2018

Today, I feel like Elizabeth Gilbert in the novel, “Eat, Pray, Love”  and I’m about to embark on an exciting, new life chapter.

If you haven’t read “Eat, Pray, Love” then perhaps open a new tab and quickly wiki  to catch up with me or be a maverick and roll with context clues. (When did wiki become a verb?)

There are similarities in our stories, but mostly a divergence.

Let’s see how things line up.

EAT (Italy)
I don’t eat Italian food because A: I have no metabolism on deck anymore. She (my metabolism) said, “I’m leaving you – permanently.” and B. Gluten intolerance. Italy isn’t going to make the cut food-wise.

PRAY (India)
I don’t pray and I don’t remember how the connection between India and praying played out in the book. Meditating maybe, but praying? I think the “Pray” part is misleading. I do meditate using a mobile app. Is that meditative cheating? I could meditate and do yoga in India. Definitely doable.

LOVE (Bali)
I am walking a similar path as the author with a broken marriage, yes, but she didn’t mention anything about a broken bank account.  Instead of finding solace, healing and love in a foreign setting; I intend to do this a little differently. I will love and honor myself through meditation and yoga with the occasional swipe through a dating app. Bali was on my list, but it dropped off when I saw the hordes of instagrammers in Bali faking pics and fooling followers. Desire lost.

FIRE (Financially Independent Retiring Existentially) Gen-X style.

Join me as I money, meditate  and meander my way to authenticity and financial independence (and share my toolbox with you along the way).

Eat, Pray, Love subtly transforms to money, meditate and meander.

The 3 M’s.




Traveling to American Destinations

Simple Life Compass

Growth, Finances, Intentionality, Freedom, Happiness

The Graying Saver

A Mid-Life Journey to Financial Independence

Journey To Launch

Launching to Financial Independence & Helping Others Along The Way

Mr. Money Mustache

Early Retirement through Badassity

Root of Good

Retired in 2013 at age 33. Life is Good.

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