Step Away from Black Friday

Hey, You! This Friday. Before you step out to your car or bus or train...Stop for a second.  Ask Yourself... Do I need it? Do they need it? Is what I think I need worth fighting the traffic?Is it worth driving all over parking lots or up and down streets searching for a parking spot?Is … Continue reading Step Away from Black Friday

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Brush with the Dalai Lama

My younger self read a book called, "The Tibetan Book of the Dead".  At the time, I was interested in reincarnation and death, (Whatever. Isn't everyone curious about how we are going to exit?) so I hunted the book down and sat in my room and read it. It was a grueling slog of a … Continue reading Brush with the Dalai Lama

Yeah, Ally! Thanks

I woke up to a notification that my online savings bank, Ally, increased their APY (Annual Percentage Yield) from 1.8% to 2.0%. Ya'll, that's good for a savings account.  One key action to achieving financial independence is an emergency fund. If you are anything like me, you have a back up credit card sitting in … Continue reading Yeah, Ally! Thanks