Smashing the Glass Ceiling

Last week, I dropped by my SIL's office for birthday hugs. During the mini-celebration, SIL mentioned she had something in the car for me, so we walked outside together and she handed me two articles from wealth management.com. This event is good for two reasons.1. A financial adviser likes my blog. Win. 2. I got a … Continue reading Smashing the Glass Ceiling

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Be the Exception ~Know your Net Worth!

What is net worth and why is it important? The official definition of individual net worth: Assets - Liabilities = Net Worth If your assets are more than your liabilities, then you have a positive net worth. If your liabilities are more than your assets, then you have a negative net worth.  Negative Net Worth … Continue reading Be the Exception ~Know your Net Worth!

Step Away from Black Friday

Hey, You! This Friday. Before you step out to your car or bus or train...Stop for a second.  Ask Yourself... Do I need it? Do they need it? Is what I think I need worth fighting the traffic?Is it worth driving all over parking lots or up and down streets searching for a parking spot?Is … Continue reading Step Away from Black Friday

Bye, Bye Secret Elitist Club for Boys!

I surprised myself and downloaded the Bloomberg news app a few months ago. In the past decade, I only paid real attention to money when I wanted to travel. I saved my mileage reimbursement checks from my job and I hacked credit cards as a means to an end. (Travel hacking tips and techniques coming … Continue reading Bye, Bye Secret Elitist Club for Boys!

Yeah, Ally! Thanks

I woke up to a notification that my online savings bank, Ally, increased their APY (Annual Percentage Yield) from 1.8% to 2.0%. Ya'll, that's good for a savings account.  One key action to achieving financial independence is an emergency fund. If you are anything like me, you have a back up credit card sitting in … Continue reading Yeah, Ally! Thanks

Marrying Myself

November 15, 2018 (maybe the 16th...it's late or early) "You complete me" are three powerful words that countless people hang their hopes on. And it couldn't be more off-base in regards to relationship/partnership. Nothing external will make me whole or complete. No partner, no marriage, no work and no material things. It took me decades … Continue reading Marrying Myself

In-Between

The "In-Between" ~ An Explanation of how so many people ages 38-55 don't have enough money saved for retirement Baby Boomer  <HERE IS WHERE WE ARE> Millennial I'm not a baby boomer with a defined, livable pension fund and I'm not a millennial forced to become close friends with "necessity is the mother of invention" … Continue reading In-Between